Company: AMEN Bank
Country: Tunisia
Sector: Regional Banks
CEO: Néji Ghandri (Président du Directoire / CEO)
Website: https://www.amenbank.com.tn
Careers Page: https://www.amenbank.com.tn/en/carriere-metiers.html
LinkedIn: https://www.linkedin.com/company/amen-bank
Email: Not publicly listed
Headquarters: Tunis, Tunisia
Founded: 1972 (rebranded AMEN Bank in 1995)
Valuation/Revenue: $185.5m revenue; $454.6m market value (African Business Top 250, 2025)
AMEN Bank is a privately owned Tunisian commercial bank offering retail, corporate and investment banking services, and is part of the diversified AMEN Group (Aziz Miled group) conglomerate. It is listed on the Bourse de Tunis and ranks among Tunisia’s largest private-sector banks by assets and market value.
What Does AMEN Bank Do?
AMEN Bank provides a full range of banking services across three main segments: retail banking (current accounts, savings, consumer and mortgage lending), corporate and SME banking (trade finance, working capital, project finance), and investment banking/capital markets services. It was among the first Tunisian banks to launch online banking, introducing an online service in 2009 and later “Amen First Bank,” described as Tunisia’s first fully digital direct-banking offer. The bank is part of the wider AMEN Group, which also has interests in cement, insurance, real estate and industrial holdings.
Is AMEN Bank Legit?
Yes. AMEN Bank is a long-established, publicly listed bank regulated by the Central Bank of Tunisia and supervised as a listed issuer by the Conseil du Marché Financier (CMF). It publishes audited annual financial statements, holds shareholder general meetings (its 2024 ordinary general meeting was held in April 2025), and is a constituent of the Tunis Stock Exchange’s benchmark indices. It is one of the more digitally advanced banks in the Tunisian market.
How Big Is AMEN Bank?
According to African Business magazine’s Top 250 companies in Africa list for 2025, AMEN Bank generated revenue of approximately $185.5 million and carried a market value of about $454.6 million, ranking 183rd among Africa’s largest companies. Within Tunisia’s banking sector it sits among the leading private banks alongside Banque de Tunisie, Banque Internationale Arabe de Tunisie (BIAT) and Attijari Bank Tunisie, though it is smaller by assets than some state-linked peers.
Who Is the CEO of AMEN Bank?
Néji Ghandri holds the top executive role at AMEN Bank, having been promoted to lead the bank’s Directoire (executive board) under the bank’s dual-board governance structure, which pairs an executive Directoire with a supervisory board (Conseil de Surveillance). This governance model, common among French-influenced Tunisian corporates, separates day-to-day management from board oversight.
Who Owns AMEN Bank?
AMEN Bank is majority controlled by the AMEN Group, the diversified holding controlled by the Miled family, with the balance of shares held by institutional and free-float investors on the Bourse de Tunis. The bank’s ownership structure reflects Tunisia’s pattern of family-controlled financial-industrial groups with listed banking arms.
Is AMEN Bank Publicly Traded?
Yes. AMEN Bank has been listed on the Bourse de Tunis (Tunis Stock Exchange) for many years and is among the more actively traded bank stocks on the exchange, regularly featuring in analyst coverage from local brokerages such as Tustex and ilBoursa.
How Do I Apply for a Job at AMEN Bank?
AMEN Bank recruits through its official careers page, which describes its hiring focus on “dynamic, ambitious” candidates across retail banking, corporate banking, investment banking, and support functions; the bank also lists open roles periodically on Tunisian job portals such as Tanit Jobs and Indeed Tunisia. The bank’s own recruitment materials note that around 78% of its staff hold supervisory-level roles and 48% hold university degrees, positioning itself as an employer that invests in staff qualification levels above the sector norm.
How Does AMEN Bank Compare to Its Competitors?
AMEN Bank sits in the upper tier of Tunisia’s private banks by market value but trails larger peers such as Banque Internationale Arabe de Tunisie (BIAT) in total balance-sheet size. Its differentiator has historically been early investment in digital channels — AMEN First Bank was marketed as Tunisia’s first fully digital direct-banking proposition — giving it a technology-forward positioning relative to more traditionally branch-led rivals such as the state-controlled Société Tunisienne de Banque (STB) and Banque Nationale Agricole (BNA). Being part of the diversified AMEN Group also gives the bank cross-selling opportunities into insurance (Assurances AMEN) and real estate that pure-play banks lack.
What Has AMEN Bank Been in the News For Recently?
Like most Tunisian banks, AMEN Bank has faced scrutiny over the sector-wide pressure created by Tunisia’s sovereign debt dynamics and central bank monetary tightening, which have affected margins and loan growth across the industry. The bank’s April 2025 ordinary general meeting approved its 2024 annual accounts and dividend distribution, a routine but closely watched governance milestone for Tunisia’s listed banks given the country’s tight foreign-currency and capital-market conditions.
How Do I Contact AMEN Bank?
AMEN Bank does not publish a general public email address; customers and business partners are directed to its branch network, call centre and online banking portal listed on its official website, or to the contact forms on its English and French-language site pages. Corporate and institutional enquiries are typically routed through relationship managers within its corporate and investment banking division rather than a single public contact address, which is standard practice among Tunisian commercial banks.
Links
Website: https://www.amenbank.com.tn
Careers Page: https://www.amenbank.com.tn/en/carriere-metiers.html
LinkedIn: https://www.linkedin.com/company/amen-bank
Email: Not publicly listed
FAQ
Is AMEN Bank a real bank? Yes, it is a licensed, publicly listed commercial bank regulated by the Central Bank of Tunisia.
Who is the CEO of AMEN Bank? Néji Ghandri leads the bank’s executive Directoire.
Where is AMEN Bank headquartered? In Tunis, Tunisia.
Is AMEN Bank publicly traded? Yes, on the Bourse de Tunis.
Who owns AMEN Bank? It is majority controlled by the Miled family’s AMEN Group, with the remainder held by free-float shareholders.
How do I apply for a job at AMEN Bank? Via the bank’s official careers page or Tunisian job portals such as Indeed Tunisia.